Here's what you get with an HSBC Premier Relationship Savings account
Earn a higher Relationship APY when you link an eligible Premier [@premiereligibility] checking account and meet one of the additional eligibility criteria for Premier Relationship Savings on a monthly basis.
- Earn more with a Relationship APY: Get a higher APY than the Standard APY - when you meet at least one of the eligibility criteria.
- Build your relationship: Your savings balance counts toward your monthly minimum HSBC Premier balance requirement.
- Bank anytime: Access online banking with complimentary Bill Pay, and set up Bank-to-Bank Transfers[@transferlimitsprerelsav] or transfers between your HSBC accounts.
- Save safely: Your money is FDIC insured to the maximum permitted by law.
Annual Percentage Yields (APYs)[@apyvariableps]
Standard APY (minimum balance: $1)
0.05% APY
Relationship APY (minimum balance: $1)
4.40% APY
Things to know
Getting the Premier Relationship Savings APY
If you meet at least one of these eligibility requirements during the month[@relapypremrelsav], you'll receive the Relationship APY the following month. If none of these requirements are met, you'll get the Standard APY instead.
- Spend $500 on your debit card. Make $500 or more in purchases or payments (excluding ATM withdrawals) using the HSBC Debit Card associated with your linked HSBC Premier checking account
- Receive $5,000 in direct deposits. Qualifying direct deposits of $5,000 or more into your linked HSBC Premier checking account
- Have a $500,000 mortgage. HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000
- Hold Premier Elite status[@premierelite].
What you'll need to apply
To open a Premier Relationship Savings account you must be an HSBC Premier client with a new or existing HSBC Premier[@premiereligibility] checking account and:
- Be at least 18 years of age
- Provide account information for funding your new account if you want to fund from outside HSBC
If you apply for a Premier Relationship Savings account but don't already have a Premier checking account, we'll redirect you towards a page where you can apply for one.
By proceeding with the application you are accepting the terms and agree you can meet these requirements.
Apply for an HSBC Premier Relationship Savings account
Already an HSBC U.S. customer?
Apply this way if you're already an HSBC customer and are applying for a sole account.
New to HSBC?
You'll need an HSBC Premier checking account before you can apply for a Premier Relationship Savings account.
Apply for a joint account
If you want to apply for a joint Premier Relationship Savings account, or don't meet the criteria to apply online, please leave your details and we'll call you back to help with your application.