United States
HSBC - The World's Local Bank

Personal Credit Cards

HSBC MasterCard with Cash or Fly Rewards!
Card Type Introductory APR Reward Features  
HSBC Premier World MasterCard®


Premier

 0% APR *
HSBC Premier Rewards
 Exclusively for HSBC Premier clients§, the card for those who call the world home!

  • No foreign transaction fees on card purchases made in a foreign currency
  • Earn 1 Point for every net dollar in credit card purchases, with no Points expiration or earnings cap
  • Get 1,000 bonus Points with your first credit card purchase
  • Flexible rewards that suit your lifestyle including vacation packages, shopping, dining, entertainment and cash back
  • Fly anywhere anytime on most major airlines with no blackout dates or seat restrictions
  • No pre-set spending limit
  • No annual fee, overlimit fees, or cash advance fees on balance transfers
HSBC Platinum MasterCard® with Cash Back


Cash Back

 0% APR * Cash Back Earn Cash Back with Every Card Purchase, Everywhere!

  • Earn a full 1% cash back on every card purchase
  • No earnings caps, spending categories or tiers
  • No complicated spending requirements or tiers
  • 0% Introductory APR on card purchases and balance transfers for 12 months*
  • No annual fee
HSBC Platinum MasterCard® with Cash or Fly Rewards


Cash or Fly

 0% APR * Cash or Fly Rewards Get Cash Back or an Airline Ticket with Your Rewards!

  • Earn 1 point for every dollar spent on card purchases, and redeem for cash back or travel
  • Travel with as little as 7,500 points on almost any major airline, with no blackout dates
  • Redeem your points for 1% cash back
  • Plus get 0% Introductory APR on card purchases and balance transfers for 12 months*
  • No annual fee
HSBC ecosmart® MasterCard®


ecosmart

 0% APR *
 
HSBC Plus Rewards

Earn 1 pt for every dollar spent on card purchases!

  • Donate your points to an environmentally-friendly charity, or redeeem points for cash back, travel rewards, gift cards, experiential rewards and eco-friendly merchandise
  • Plus get 0% Introductory APR on card purchases and balance transfers for 12 months*
  • No annual fee
HSBC Platinum MasterCard® with HSBC Plus Rewards


Plus Rewards

 0% APR * HSBC Plus Rewards You Earn Them. You Choose How to Use Them!

  • Earn 1 point for every dollar spent on card purchases
  • Redeem your earnings for cash back, travel, gift certificates, and more!
  • Redeem your points for 1% cash back
  • Plus get 0% Introductory APR on card purchases and balance transfers for 12 months*
  • No annual fee
HSBC Platinum MasterCard®


Platinum

 0% APR * NA For some, simplicity is luxury!

  • 0% Introductory APR on card purchases and balance transfers for 12 months*
  • No annual fee

* It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, which may not include a 0% Introductory APR and/or a rewards feature, and with different terms and conditions which will be disclosed to your before your application is processed.

Your HSBC MasterCard comes with Benefits, including:

  • Master RoadAssist® Roadside Service (1-800-MC-ASSIST)
  • MasterRental® Insurance Coverage
  • MasterCard Travel Assistance Services
  • 24-hour toll-free assistance with lost or stolen cards, emergency card replacement and emergency cash advances

§ To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment balances. Business owners may use their commercial balances to qualify for personal HSBC Premier relationship.
A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.