Once your account is open, and provided do not already have a combination of existing and individual accounts, you can add a joint account holder to a checking or savings account. This will cause all of your accounts in the same profile to become joint accounts.
If you are located in the United States or Canada and you wish to proceed with adding a joint account holder to a checking or savings account, you may do so by calling 1.800.975.4722. Representatives are available 8:30am-4:15pm ET Monday through Friday. The following requirements must be met:
- Please make sure both you and the joint applicant call together
- The joint applicant must have a social security number
- The joint applicant must have a U.S. address
- The joint applicant must have a valid government issued ID
If the joint applicant doesn’t meet the above requirements, please visit a local HSBC Wealth Center together to complete the application.
Please note: Once a Certificate of Deposit (CD) is opened, a joint account holder cannot be added. If someone needs to be added after the account is opened, the CD would have to be closed and a new CD will have to be opened.