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Start an HSBC Premier relationship today

Earn up to $3,000 when you open a Premier checking and Premier Relationship Savings account by February 28, 2025 and complete qualifying activities.[@q324premiercashofferclp]

HSBC connects you with a world of possibilities

We're here to help you navigate your financial commitments both in the U.S. and abroad.

Plus, you can earn more for your future with our current offer.

How the offer works

Here's what you get with an HSBC Premier relationship

  • Access to wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc.
  • Easily open an account online, from the comfort of your home.
  • Manage your banking needs across different time zones, with 24/7 support.
  • Manage your money around the world - from global transfers to multi-currency needs.
  • New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
  • Go beyond banking with special offers, referrals for tax advice, relocation services, and more.

How the offer works

You could earn up to $3,000 when you open a Premier[@premiereligibility] checking and Premier Relationship Savings[@QualPremRelSavAcc] account by February 28, 2025 and complete qualifying activities[@q324premiercashofferclp]. Add New Deposits to your Premier Relationship Savings account by March 31, 2025 and maintain your Premier Relationship Savings balance through June 30, 2025.

  • Get a $1,000 Cash Bonus: Add and maintain New Deposits of $100,000 to $249,999
  • Get a $2,000 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999
  • Get a $3,000 Cash Bonus: Add and maintain New Deposits of $500,000+

Steps to qualify for the Cash Bonus

  • Open a Premier checking account
  • Open a Premier Relationship Savings account by February 28, 2025
  • Add New Deposits of $100,000 or more into your Premier Relationship Savings account by March 31, 2025
  • Maintain $100,000 or more in your Premier Relationship Savings account through June 30, 2025

If all offer requirements are met, the Cash Bonus will be deposited into your Premier Relationship Savings account by August 29, 2025.

Refer to Offer Terms and Conditions[@q324premiercashofferclp] for full eligibility details.

Ready to apply?

Apply online today

This offer is available online for applications using the 'Apply online' button on this webpage. Applications submitted through other pages on our website will not qualify for this offer.

To apply online:

  • You must be 18 years of age and have a social security number
  • You'll need a U.S. mobile number
  • You'll need a current U.S. residential address and U.S. residential address for the past one year

You'll need to select HSBC Premier Relationship Savings account as part of the application to qualify for the offer.

If you don't currently meet these criteria but you're still interested in opening an account with us, you might be interested in our international banking services.

Apply online This link will open in a new window

Book an appointment to apply with a Wealth Relationship Manager

Phone, video or in-person options available.

Book an appointment This link will open in a new window

Additional information

    Disclaimers and additional information 

    *Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

    Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

    All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

    For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder.

    HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

    Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. ©2024 Mastercard.

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

    International borrowers with qualifying documentation do not need U.S. credit history to be eligible to apply for a mortgage in the U.S. We may order an international credit report for their mortgage application.

    International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage, HSBC Elite Mortgage or HSBC Summit Mortgage. Monthly mortgage payments must be made in U.S. funds.

    A monthly maintenance fee may apply if certain requirements are not maintained. Legal Processing fees may apply. Third party fees and/or surcharges may apply.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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