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Get up to $2,500 when you open a new Premier  checking account and complete qualifying activities

Start an HSBC Premier relationship today. You’ll enjoy premium banking with local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.

HSBC connects you with a world of possibilities

We're here to help you navigate your financial commitments both in the U.S. and abroad.

Plus, you could earn a cash bonus of up to $2,500 when you open a new Premier checking account and complete qualifying activities[@q324premiercashofferclp].

How the offer works

Discover what HSBC Premier can offer you

  • Access to wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc.
  • Easily open an account online, from the comfort of your home.
  • Manage your banking needs across different time zones, with 24/7 support.
  • Manage your money around the world - from global transfers to multi-currency needs.
  • New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
  • Go beyond banking with special offers, referrals for tax advice, relocation services, and more.

Here's how the offer works

You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through November 22, 2024, and complete Qualifying Activities[@q324premiercashofferclp].

  • Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
  • Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
  • Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.

Things to know

Qualifying criteria for HSBC Premier checking account[@premiereligibility]

For Premier checking accounts opened before August 29, 2024, you must have at least one of the following:

  • Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment[@investmentsdisclaimershort] accounts (Please note: The minimum balance required for the Cash Bonus Offer is different from the minimum balance required for a checking account)
  • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s)
  • HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included

For Premier checking accounts opened on or after August 29, 2024, you must have at least one of the following:

  • Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment[@investmentsdisclaimershort] accounts
  • Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s)
  • Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included

Ready to apply?

Apply online today

This offer is available online for applications using the 'Apply online' button on this webpage. Applications submitted through other pages on our website will not qualify for this offer.

To apply online:

  • You must be 18 years of age and have a social security number
  • You'll need a U.S. mobile number
  • You'll need a current U.S. residential address and U.S. residential address for the past one year

If you don't currently meet these criteria but you're still interested in opening an account with us, you might be interested in our international banking services.

Apply online

Additional information

    Disclaimers and additional information 

    *Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

    Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

    All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.

    For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder.

    HSBC Premier World Mastercard® credit cards and HSBC Premier Debit Mastercard® cards are issued by HSBC Bank USA, N.A., and require a U.S. HSBC Premier Relationship. The Premier World Mastercard® credit cards are subject to credit approval. To learn more, speak with an HSBC representative. Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

    Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Cards referenced are issued by HSBC Bank USA, National Association (“HSBC Bank USA, N.A.”).

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

    International borrowers with qualifying documentation do not need U.S. credit history to be eligible to apply for a mortgage in the U.S. We may order an international credit report for their mortgage application.

    International borrowers must have qualifying documentation to be eligible for an HSBC Preferred Mortgage, HSBC Deluxe Mortgage, HSBC Elite Mortgage or HSBC Summit Mortgage. Monthly mortgage payments must be made in U.S. funds.

    A monthly maintenance fee may apply if certain requirements are not maintained. Legal Processing fees may apply. Third party fees and/or surcharges may apply.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

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