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Start an HSBC Premier relationship when you open a Premier checking account

Premium banking with local and global benefits. Plus, access to wealth solutions offered through HSBC Securities (USA) Inc.

HSBC connects you with a world of possibilities

We're here to help you navigate your financial commitments both in the U.S. and abroad.

Are you on track to achieve your goals? Start a Premier relationship today and get a financial check-up[@financial-planning].

Apply online or book an appointment with a Wealth Relationship Manager.

Here's what you get with an HSBC Premier[@premiereligibility] relationship

  • Easily open an account online, from the comfort of your home.
  • Manage your banking needs across different time zones, with 24/7 support.
  • Manage your money around the world - from global transfers to multi-currency needs.
  • New to the U.S.? Build your U.S. credit history with one of our credit cards. Or, if you're buying a new home, you can use your international credit history to apply.
  • Go beyond banking with special offers, referrals for tax advice, relocation services, and more.

Your partner in wealth management

As your goals evolve over time, we’ll be here to help you adjust your personalized financial plan. You’ll get access to:

  • Global opportunities: We provide market views and insights from around the world to help you make more informed investment decisions.
  • Tailored financial planning[@financial-planning]: The planning process is personalized to your needs and takes into account your entire financial wellbeing.
  • A Wealth Relationship Manager: Wealth products, insights and advice from an HSBC Wealth Relationship Manager through HSBC Securities (USA) Inc.
  • Earn up to $5,000 with our limited time Advisory Solutions offer[@advisorysolutionsofferterms]. Our team of specialists will manage your investments to support your goals.
  • Investment support: Your HSBC Wealth Relationship Manager is available to discuss your portfolio and financial goals.

Things to know

To apply for a Premier checking account, you need to have at least one of the following:

  • At least $100,000 in total deposits and/or investments[@investmentsdisclaimershort]
  • At least $5,000 in total direct deposits[@qualdd] per month
  • An HSBC U.S. residential mortgage loan serviced by HSBC
  • Private Bank[@privatebankeligibility] status

Ready to apply for a Premier checking account?

Apply online today

To apply online:

  • You must be 18 years of age and have a social security number
  • You'll need a U.S. mobile number
  • You'll need a current U.S. residential address and U.S. residential address for the past one year

If you don't currently meet these criteria but you're still interested in opening an account with us, you might be interested in our international banking services.

Apply online This link will open in a new window

Book an appointment to apply with a Wealth Relationship Manager

Phone, video or in-person options available.

Book an appointment This link will open in a new window

Additional information

    Disclaimers and additional information 

    HSBC, we, our, or us refers collectively to HSBC Bank USA, N.A. (including HSBC Global Private Banking), HSBC Securities (USA) Inc., and HSBC Insurance Agency (USA) Inc.

    HSBC Global Private Banking is the marketing name for the private banking business. In the United States, HSBC Global Private Banking offers banking products services through HSBC Bank USA, N.A. ("HSBC Bank"), Member FDIC. HSBC Bank provides banking products and services. Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. ("HSBC Securities"), member NYSE/FINRA/SIPC. In California, HSBC Securities conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSBC Securities is an affiliate of HSBC Bank. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc. ("HSBC Insurance"), a wholly owned subsidiary of HSBC Bank. Products and services may vary by state and are not available in all states. California license #: OD36843.

    Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.

    All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

    Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website.

    United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor for more information.

    Environmental, Social & Governance (“ESG”) and Sustainable Investing (“SI”)

    HSBC Securities (USA) Inc. (“HSI”) does not provide recommendations or advice on any products based on ESG or SI considerations except in certain discretionary solutions or based on HSBC Group’s* policies. Customers can purchase ESG/SI related products on our platform on a self-directed basis. For our general ESG/SI disclosure, click Disclosures- HSBC. Information about HSBC Group’s approach to Sustainability can be found at Our climate strategy | HSBC Holdings plc.

    *HSBC Group refers to HSBC’s global affiliates.

    For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder.

    HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

    Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for properties located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.

    International borrowers with qualifying documentation do not need U.S. credit history to be eligible to apply for a mortgage in the U.S. We may order an international credit report for their mortgage application.

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