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Enjoy a competitive range of rewards and benefits that complement your lifestyle.

Designed to enhance your lifestyle and elevate your travel experiences.

How to make your credit card work for you

Learn how to use your credit card easily and effectively.
Find out how to spend safely and avoid additional costs when traveling outside the U.S.
Learn what to look for when checking your credit report using credit reference agencies.
Get special rewards like cashback, air miles or points with a reward credit card.
Could a second credit card help you? Learn the pros and cons of having multiple cards.
More card information
Reward yourself, or someone special today.
Already have an HSBC credit card? Find out more about the benefits available to you.
Activate a card, report it lost or stolen, make a payment, view a statement, or request a credit limit increase.
Shopping with your phone is simple and safe. Learn how to add a card to your digital wallet.[@apple-pay-etc]

Additional information

Disclaimers

How to earn Points: HSBC Premier World Mastercard® or HSBC Elite World Elite Mastercard® credit cardholders earn points on new purchases (minus returns, credits, and adjustments) that post to the account. New purchases do not include balance transfers, credit card checks, or cash advances. Earn rate is based on the merchant category code (“MCC”) assigned by Mastercard and is subject to change. HSBC does not control the assignment, definition, or classification of MCC codes and is not responsible for the codes used by merchants. Even though a merchant may sell an item that appears to fit within the listed category, the merchant may not have a code that falls within the categories listed. HSBC is not responsible for the merchant’s transaction description, or the exclusion of merchants within an MCC. Please see HSBC Premier World Mastercard® credit card Rewards & Benefits Guide us.hsbc.com/gtb-premier/ or the HSBC Elite World Elite Mastercard® credit card Rewards & Benefits Guide us.hsbc.com/gtb-elite/ for details.

Rewards Redemptions: All reward options are subject to limited availability and to the applicable terms, conditions and restrictions set by third-party suppliers. HSBC Bank USA, N.A. reserves the right, without prior notice, to replace existing reward items with new items, discontinue any reward item at any time; and substitute any reward with another of equal or greater value where necessary. Redemption levels, point values and reward availability may be amended or withdrawn at any time without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World or, Elite World Elite Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint account holder are eligible.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. ©2026 Mastercard.