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Banking Deposit Rates

HSBC Online Deposit Account APYs

All Rates Effective: {{currentDate}}


These balance requirements and APYs will apply only to accounts
opened through this Internet site.

 

Product Minimum
Balance To
Open
Account
Minimum Balance
To Obtain APY
Annual
Percentage
Yields (APYs)
CHECKING      
HSBC Premier checking * $1 $5 0.01%
HSBC Advance checking * $1 $5 0.01%
SAVINGS      
HSBC Premier Savings * $1 $0 - $24,999.99 0.01%
HSBC Premier Savings * $1 $25,000 - $99,999.99 0.10%
HSBC Premier Savings * $1 $100,000 - $249,999.99 0.15%
HSBC Premier Savings * $1 $250,000 or more 0.15%
HSBC Advance Savings * $1 $0 - $14,999.99 0.01%
HSBC Advance Savings * $1 $15,000 - $49,999.99 0.05%
HSBC Advance Savings * $1 $50,000 - $74,999.99 0.05%
HSBC Advance Savings * $1 $75,000 or more 0.05%

HSBC Everyday Savings *

 

$1 $1 or more 0.01%
ONLINE CDs      
6 Months ** $1,000 $1,000 0.75%
12 Months ** $1,000 $1,000 0.95%
24 Months ** $1,000 $1,000 1.30%

 

The balance requirements and APYs above will apply only to accounts opened through this Internet site.

* Interest rate and APY are variable and may change after account opening. Fees may reduce earnings on account.

** A penalty may be imposed for early withdrawal.
 

HSBC Branch / Telephone Deposit Account APYs

All Rates Effective: {{currentDate}}


These balance requirements and APYs will apply only to accounts opened in an HSBC Branch or over the telephone.

Product Minimum
Balance to
Open
Account
Minimum Balance
to Obtain APY
Annual
Percentage
Yields (APYs)
CHECKING:      
HSBC Premier checking * $0 $5 0.01%
HSBC Advance checking * $0 $5 0.01%
       
SAVINGS:      
HSBC Premier Savings * $0 $0 - $24,999.99 0.01%
HSBC Premier Savings * $0 $25,000 - $99,999.99 0.10%
HSBC Premier Savings * $0 $100,000 - $249,999.99 0.15%
HSBC Premier Savings * $0 $250,000 or more 0.15%
HSBC Advance Savings * $0 $0 - $14,999.99 0.01%
HSBC Advance Savings * $0 $15,000 - $49,999.99 0.05%
HSBC Advance Savings * $0 $50,000 - $74,999.99 0.05%
HSBC Advance Savings * $0 $75,000 or more 0.05%

HSBC Everyday Savings *

 

$0 $1 or more 0.01%
       
CDs:1
     
6 to 9 Months less 1 day ** $1,000 $1,000 0.70%
9 to 12 Months exactly 1 year ** $1,000 $1,000 0.90%
2 to 4 Years less 1 day ** $1,000 $1,000 1.25%

These balance requirements and APYs will apply to accounts opened over the telephone or in a branch.

1 Other CD terms and rates are available. For more details, contact us at 800.975.4722.

* Interest rate and APY are variable and may change after account opening. Fees may reduce earnings on account.

** A penalty may be imposed for early withdrawal.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.