Global Money Transfers | International Banking

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HSBC Global Money Transfers

Make international money transfers faster

HSBC Global Money Transfers lets you send money overseas faster with no fees, with just a few taps on the HSBC Mobile Banking App.

Send money

Key benefits

Free money transfers to other HSBC accounts abroad

Make fast, convenient payments to friends, family or your own HSBC accounts across the world.

Instant payments to HSBC accounts abroad
HSBC is present in 26 international markets

No fee on any transfers

Even if the recipient isn't an HSBC customer you can still benefit from fast, free transfers.

Send money to non-HSBC accounts in over 200 countries and territories
Send money like a local in 60 of those countries and territories – this means your money will arrive in 2 to 3 business days or earlier
Send money in 59 different currencies

View real-time foreign exchange rates[@exchrate60sec] before sending your transfer

Bank smarter with exchange rates that are updated every 60 seconds during market hours.

Calculate the currency conversion before you transfer
Take advantage of favorable exchange rates as they happen
Available 24/7, even on weekends and public holidays[@exchrate60sec]

International banking made easy

A market leading app with in-built functions designed for easy banking.

Safely store and manage international recipients' details
Send money from your HSBC checking and savings account or your HSBC Global Money Account[@globalmoneyacct] [@gmttomex]
Follow the progress of your payments with the International Payment Tracker in online and mobile banking

How to use Global Money Transfers

Make international payments from the app

Watch our step-by-step guide to sending money to a new or existing payee. It's quick, easy and you can do it in a time and place that's convenient for you.

To get started, log on to the HSBC U.S. Mobile Banking app and go to 'Move Money'.

Download Transcript (PDF, 66KB) This link will open in a new window

Countries, currencies and more

Afghanistan, Åland Islands, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antarctic Treaty, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belarus, Belgium, Belize, Benin, Bermuda, Plurinational State of Bolivia, Bosnia and Herzegovina, Botswana, Bouvet Island, Brazil, British Indian Ocean Territory, Brunei Darussalam, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cape Verde, Cayman Islands, Central African Republic, Chad, Chile, China, Christmas Island, Cocos (Keeling) Islands, Colombia, Comoros, Congo, the Democratic Republic of the Congo, Cook Islands, Costa Rica, Côte D'Ivoire, Croatia, Cyprus, Czech Republic, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Ethiopia, Falkland Islands (Malvinas), Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and Mcdonald Islands, Holy See (Vatican City State), Honduras, Hong Kong SAR, Hungary, Iceland, Indonesia, Iraq, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Republic of Korea, Kuwait, Kyrgyzstan, Lao People's Democratic Republic, Latvia, Lebanon, Lesotho, Libya, Liechtenstein, Lithuania, Luxembourg, Macao SAR, North Macedonia, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Federated States of Micronesia, Republic of Moldova, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Niue, Norfolk Island, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, State of Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn, Poland, Portugal, Puerto Rico, Qatar, Romania, Russian Federation, Rwanda, Saint Helena, Ascension and Tristan Da Cunha, Saint Kitts and Nevis, Saint Lucia, Saint Pierre and Miquelon, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Saudi Arabia, Senegal, Serbia, Seychelles, Singapore, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Georgia and the South Sandwich Islands, Sudan, Spain, Sri Lanka, Suriname, Svalbard and Jan Mayen, Eswatini (Swaziland), Sweden, Switzerland, Saint Barthélemy, Saint Martin, Taiwan Province of China, Tajikistan, United Republic of Tanzania, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States of America, United States Minor Outlying Islands, Uruguay, Uzbekistan, Vanuatu, Vietnam, British Virgin Islands, Virgin Islands, U.S., Wallis and Futuna, Western Sahara, Yemen, Zambia, Zimbabwe.

Australia, Bahrain, Bermuda, China, Egypt, France, Guernsey, Hong Kong, HSBC Expat, Indonesia, Isle of Man, Jersey, Malaysia, Malta, Philippines, Qatar, Singapore, Sri Lanka, Taiwan, United Arab Emirates, United Kingdom, United States, Vietnam.

You can make transfers to over 200 countries in more than 50 currencies. There's an up-to-date list of the countries and currencies available in our app.

Here's how to find it:

Log on to the HSBC US Mobile Banking app.
Select 'Move Money'.
Select 'Send money internationally'.

You can then view the full list of countries, followed by the available currencies for that country.

Don't forget to keep the app updated to the latest version so you can continue to access all your usual features and any new ones.

All the cut-off times for global digital payments are listed in the table below.

Note: payments sent on the weekend will be processed on the next business day.
Destination country	Currency	Send by (all times are U.S. EST)	ETA
Andorra	EUR	10:30	2 to 24 hours
Australia	AUD	10:00	Within 2 business days
Austria	EUR	10:30	2 to 24 hours
Belgium	EUR	10:30	2 to 24 hours
Bulgaria	EUR	10:30	2 to 24 hours
Canada	CAD	11:00	Within 24 hours
Croatia	EUR	10:30	2 to 24 hours
Cyprus	EUR	10:30	2 to 24 hours
Czech Republic	EUR	10:30	2 to 24 hours
Denmark	DKK	10:30	2 to 24 hours
Estonia	EUR	10:30	2 to 24 hours
Finland	EUR	10:30	2 to 24 hours
France	EUR	10:30	2 to 24 hours
French Guiana	EUR	10:30	2 to 24 hours
Germany	EUR	10:30	2 to 24 hours
Gibraltar	EUR	10:30	Next business day
Greece	EUR	10:30	2 to 24 hours
Guadeloupe	EUR	10:30	2 to 24 hours
Guam	USD	10:30	2 to 24 hours
Guernsey	GBP	10:30	Next business day
Hong Kong	HKD	23:30	2 to 24 hours
Hungary	EUR	10:30	2 to 24 hours
Iceland	EUR	10:30	2 to 24 hours
Ireland	EUR	10:30	2 to 24 hours
Isle of Man	GBP	10:30	2 to 24 hours
Italy	EUR	10:30	2 to 24 hours
Jersey	EUR	10:30	2 to 24 hours
Latvia	EUR	10:30	2 to 24 hours
Liechtenstein	CHF	10:30	2 to 24 hours
Lithuania	EUR	10:30	2 to 24 hours
Luxembourg	EUR	10:30	2 to 24 hours
Malta	EUR	10:30	2 to 24 hours
Martinique	EUR	10:30	2 to 24 hours
Mayotte	EUR	10:30	2 to 24 hours
Monaco	EUR	10:30	2 to 24 hours
Netherlands	EUR	10:30	2 to 24 hours
New Zealand	NZD	10:00	Within 2 business days
Norway	NOK	10:30	2 to 24 hours
Poland	EUR	10:30	2 to 24 hours
Portugal	EUR	10:30	2 to 24 hours
Romania	EUR	10:30	2 to 24 hours
Saint Barthelemy	EUR	10:30	2 to 24 hours
Saint Martin	EUR	10:30	2 to 24 hours
Saint-Pierre-et-Miquelon	EUR	10:30	2 to 24 hours
Slovakia	EUR	10:30	2 to 24 hours
Slovenia	EUR	10:30	2 to 24 hours
South Africa	ZAR	23.30	Within 2 business days
Spain	EUR	10:30	Next business day
Sweden	EUR	10:30	2 to 24 hours
Switzerland	CHF	23.30	2 to 24 hours
United Kingdom	GBP	16:00	2 to 24 hours
United Kingdom	EUR	16:00	2 to 24 hours
United States	USD	12:30	Within 2 business days
Vatican City	EUR	10:30	2 to 24 hours

All the cut-off times for global digital payments are listed in the table below.

Note: payments sent on the weekend will be processed on the next business day.
Destination country	Andorra
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Australia
Currency	AUD
Send by (all times are U.S. EST)	10:00
ETA	Within 2 business days

Destination country	Austria
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Belgium
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Bulgaria
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Canada
Currency	CAD
Send by (all times are U.S. EST)	11:00
ETA	Within 24 hours

Destination country	Croatia
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Cyprus
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Czech Republic
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Denmark
Currency	DKK
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Estonia
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Finland
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	France
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	French Guiana
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Germany
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Gibraltar
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	Next business day

Destination country	Greece
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Guadeloupe
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Guam
Currency	USD
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Guernsey
Currency	GBP
Send by (all times are U.S. EST)	10:30
ETA	Next business day

Destination country	Hong Kong
Currency	HKD
Send by (all times are U.S. EST)	23:30
ETA	2 to 24 hours

Destination country	Hungary
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Iceland
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Ireland
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Isle of Man
Currency	GBP
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Italy
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Jersey
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Latvia
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Liechtenstein
Currency	CHF
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Lithuania
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Luxembourg
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Malta
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Martinique
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Mayotte
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Monaco
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Netherlands
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	New Zealand
Currency	NZD
Send by (all times are U.S. EST)	10:00
ETA	Within 2 business days

Destination country	Norway
Currency	NOK
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Poland
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Portugal
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Romania
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Saint Barthelemy
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Saint Martin
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Saint-Pierre-et-Miquelon
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Slovakia
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Slovenia
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	South Africa
Currency	ZAR
Send by (all times are U.S. EST)	23.30
ETA	Within 2 business days

Destination country	Spain
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	Next business day

Destination country	Sweden
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Destination country	Switzerland
Currency	CHF
Send by (all times are U.S. EST)	23.30
ETA	2 to 24 hours

Destination country	United Kingdom
Currency	GBP
Send by (all times are U.S. EST)	16:00
ETA	2 to 24 hours

Destination country	United Kingdom
Currency	EUR
Send by (all times are U.S. EST)	16:00
ETA	2 to 24 hours

Destination country	United States
Currency	USD
Send by (all times are U.S. EST)	12:30
ETA	Within 2 business days

Destination country	Vatican City
Currency	EUR
Send by (all times are U.S. EST)	10:30
ETA	2 to 24 hours

Things to know

You can use Global Money Transfers if you:

Are an HSBC customer
Have downloaded the HSBC Mobile Banking App
Have a qualifying deposit account

Transfer money

Already have the HSBC Mobile Banking App?

Just open your app to get started.

Send money now

Don't use the app yet?

If you're an existing HSBC customer, simply download the app and follow the on-screen instructions to set up Global Money Transfers.

Download the app

You'll need an HSBC deposit account or Global Money Account to use the Global Money Transfers service.

Explore deposit accounts

Frequently asked questions

You can use the HSBC Mobile Banking app to make a Global Money Transfer by selecting 'Move Money' and then 'Send money internationally'.

You can send up to $50,000 each day to friends, family or your own HSBC accounts abroad.

You can send up to $250,000 each day to non-HSBC banks abroad.

You can add and save a payee's details as part of the international payment process.

You'll need to include:

payee's account details
payee name
bank code
account number
payee address (in some cases)

You'll have the option to save their details to use in the future.

The payee name needs to match exactly how it appears on their bank account. If it doesn't match, an error code might be returned.

Global Money Transfers is a new service that we are initially launching to some of our customers. Once the service is available to all customers, you'll be able to see it by clicking 'Move Money' and then 'Send Money Internationally' on your mobile app.

See all FAQs

A multi-currency bank account designed to meet your international needs.

Do all your banking quickly, easily and securely from your phone [@appinfo].

Make the most of life, no matter where you are now or where you’re going next.

Additional information

For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document to be signed, such document(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder.
iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries.
Android and Google Play are trademarks of Google LLC.
App Store is a registered trademark of Apple Inc.
United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax adviser for more information.
Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.

HSBC Global Money Transfers

Make international money transfers faster

Key benefits

Free money transfers to other HSBC accounts abroad

No fee on any transfers

View real-time foreign exchange rates[@exchrate60sec] before sending your transfer

International banking made easy

How to use Global Money Transfers

Make international payments from the app

Countries, currencies and more

You can send money to non-HSBC banks in:

You can send money to other HSBC accounts in:

Currencies you can make transfers in:

Cut-off times and estimated arrival times for transfers:

Things to know

You can use Global Money Transfers if you:

Fees and charges

Transfer money

Already have the HSBC Mobile Banking App?

Don't use the app yet?

New to HSBC?

Frequently asked questions

How do I send money using Global Money Transfers?

How much money can I send each day using HSBC Global Money Transfers?

How much does it cost to make a Global Money Transfer?

How do I add an international payee?

I'd like to start using Global Money Transfers and I have an HSBC deposit account. Why can't I see it as an option in the HSBC Mobile Banking app?

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