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Savings accounts

Manage your money with savings accounts

HSBC savings accounts may help you reach your financial goals sooner.

 

HSBC Premier Savings1, 2

 

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HSBC Advance Savings3, 4

 

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HSBC Everyday Savings

 

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Key details      
Ideal when you want: An exclusive account that offers higher rates as you save more An account that provides a competitive savings rate A traditional savings account that earns interest
Interest Rates View Rates View Rates View Rates
Funds are accessible5      
Free Personal Internet Banking      

 

Access Terms and Charges Disclosures for more information on deposit accounts.

Access Online Disclosures

 

Other Available Savings Accounts

Get steady earnings and a locked in rate when you open an HSBC Certificate of Deposit.

1 To qualify for HSBC Premier Savings account, you need to establish a Premier relationship.


2 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and maintain $100,000 in combined U.S. personal deposit and investment* balances. Business owners may use their commercial balances to qualify for personal HSBC Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

3 To qualify for HSBC Advance Savings account, you need to establish an Advance relationship.

4 To qualify for an HSBC Advance relationship, you need to open an HSBC Advance checking account and maintain combined U.S. personal deposit and investment* balances of at least $10,000 OR at least $5,000 with a recurring direct deposit from a third party to an HSBC Advance checking account at least once per monthly cycle. Business owners may use their HSBC commercial balances to qualify for a personal HSBC Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

5 Federal Reserve Reg D Transaction Limitations apply.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

*Investments and certain insurance products, including annuities, are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of HSBC Bank USA, N.A.