Secure, convenient banking – anytime, anywhere
with the HSBC Debit Mastercard® card
Peace of mind
Shop with confidence knowing your chip card is more difficult to duplicate than traditional magnetic stripe cards, when used at chip-enabled terminals.
Shopping convenience
Use the contactless payment feature, where available, by tapping your card at checkout to complete many smaller purchases.
Worldwide acceptance
Improved experience when making purchases abroad – chip cards are quickly becoming the preferred method of payment for merchants around the globe.
Save on fees
No transaction fees when making domestic purchases, and no additional annual or monthly service fees1 for HSBC Debit Mastercard® card.
Additional features & benefits provided by Mastercard for all debit cardholders²:
Additional features & benefits provided by Mastercard for Premier⁴ cardholders²:
Learn more about these benefits at Mastercard
Start using your mobile wallet today
Make transactions simpler and more convenient by adding your debit card to your mobile wallet.
It’s quick, easy, and secure.
Convenient and secure
- Use your debit card to make purchases – it’s safer than carrying cash
- All debit cards include chip technology that protect customer account information from unauthorized access by fraudsters when used at chip-enabled terminals and ATMs.
- Fraud prevention monitoring
1 If you effect a foreign transaction on your HSBC Bank Consumer Checking or Savings account at an EFT facility with your HSBC Debit Mastercard® card, the transaction amount may be further increased by a percentage established from time to time by us. This Foreign Transaction Fee does not apply to transactions using your HSBC Premier World Debit Mastercard® card.
2 Certain restrictions, limits and exclusions apply. Benefits may not be offered in every state. Coverage may be underwritten and managed by companies that are not affiliated with Mastercard®, or HSBC Bank USA, N.A. See the HSBC Debit Mastercard® or HSBC World Debit Mastercard card Guide to Benefits brochure for full details.
3 Certain terms, conditions and exclusions apply. Cardholders have need to register for this service. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details or call 1-800-MASTERCARD. Visit idtheftprotectonline.com for more information.
4 To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and meet one of the following requirements. A monthly maintenance fee5 of $50 will be incurred if at least one of these requirements is not maintained. Refer to your ‘HSBC Premier Terms and Charges Disclosure’ for full details.
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment6 accounts; OR
- Monthly recurring direct deposits7 totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included
- Consumers who maintain Private Bank status8
5 You will not be charged a Monthly Maintenance Fee for the calendar month in which you open your account and the following 3 calendar months (together, the “Waiver Period”), whether you meet the qualifying criteria or not. If immediately after the “Waiver Period”, you have not met one of the HSBC Premier qualification criteria and your HSBC Premier checking account is charged 3 consecutive Monthly Maintenance Fees, your account will be closed. In addition, any other checking, savings, credit card and Global Money Accounts that you own will be closed, unless you (or a joint account holder on those accounts) hold a different HSBC Premier checking account.
6 Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.
7 Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, Social Security, or other regular monthly income) deposited through the Automated Clearing House (ACH) network to this account by your employer or an outside agency (please check with your employer or outside agency to determine if they use the ACH network). Direct deposits that do not qualify include but are not limited to transfers from one account to another, mobile deposits, or deposits made at a Wealth Center or ATM.
8 To become an HSBC Private Bank customer, you must be invited and reviewed on an individual basis. See your Relationship Manager for details.
HSBC Debit Mastercard® cards are issued by HSBC Bank USA, N.A.
Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.
‡Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N.A.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount.