FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
It can also give you access to secure banking apps and online banking, which make it easier to manage your money. In certain regions and countries, a checking account is also known as a transaction account.
You need to be 18 or older to open an individual checking account with most banks. Some will accept applications from minors, but these require a parent or guardian to act as a joint account holder.
You can apply for an HSBC individual checking account as long as you:
To complete an application online, you'll need to provide certain information and documentation. Some of the things we may ask for include:
You may need to provide additional information for certain accounts.
Most banks will check your consumer deposit history when you apply for a checking account. They use information from specialty consumer reporting agencies, such as:
You can check the information these agencies hold on you before you apply to make sure it’s up to date. You can find out how to obtain a copy of your consumer deposit report from their websites.
