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Explore a rich range of rewards

With your HSBC credit card, you earn Points with every purchase. You can redeem your Points for gift cards, travel, cash, merchandise and more.

Maximize your travel with 25% bonus Avios

Convert your Points to Avios and receive 25% more until April 30, 2025. You can redeem your Avios for Reward Flights, cabin upgrades, hotels and more with frequent flyer programs, including British Airways Club, AerClub and Iberia Plus[@25-bonus-avios].

Log on to transfer Points

Amazon Shop with Points³

Unlock more savings everyday by linking your account to Amazon and using your points to pay for purchases. Whether you’re shopping for gifts or treating yourself, using points is an easy way to save while making the most of your everyday shopping. Don’t miss out on this exclusive perk - link your account today.

Choose your credit card Rewards Program

Premier credit card Rewards Program

Earn Points on purchases and redeem at Amazon, receive cash back, get merchandise, gift cards, travel rewards and more.

Elite credit card Rewards Program

Earn Points on purchases and redeem for travel, Amazon purchases, cash back, merchandise, gift cards, and more.

Choose your rewards

Travel rewards

Use Points to book flights, hotels and car rentals or transfer to 13 Rewards for Miles travel partners.[@rewardsformiles]

Amazon Shop with Points™

Link your HSBC credit card to Amazon and pay with your Points at checkout.[@amazon]

Cash back

Receive cash into your HSBC checking or savings account, or get a statement credit[@cashback]. Use points to pay your Annual Fee or purchases with Pay with Rewards®.[@pwr-prem-and-elite]

Shopping

Choose merchandise[@rewarditems], gift and eGift cards from hundreds of favorite premium brands.

View rewards catalogue

How to redeem your Points online

It's easy to check your balance and redeem your Points online:

Log on to online banking.
Select your credit card from the account summary screen.
Select 'Manage' on the right side of the screen, then select 'View and redeem rewards' and you’ll launch the HSBC Rewards Program website. Your Points balance will be displayed on the screen.
Browse rewards by choosing a category from the menu.
Follow the instructions provided to redeem your Points.

Redeem now

Credit cards

Enjoy a competitive range of rewards and benefits that complement your lifestyle.

Manage your credit card

Activate a card, report it lost or stolen, make a payment, view a statement, or request a credit limit increase.

Credit card benefits

Already have a Premier or Elite credit card? Review the features and benefits included with your card.

Additional information

With the HSBC Premier World Rewards Program and the HSBC Elite Rewards Program (also referred to as the “Program”) you earn points with every eligible purchase. The Program gives you the opportunity to use Rewards Program Points (“Points”).

How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period. Monthly spend chart is for illustration purposes only. Your spending and Rewards Points may vary.

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Premier World Mastercard or HSBC Elite World Elite Mastercard credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

HSBC Credit Cards are issued by HSBC Bank USA, N.A

HSBC Credit Card Rewards Program