Get more from your credit card with our offers and benefits
By using your Premier credit card, you can take advantage of benefits worth over $1,200 in the first year and $600 per year thereafter.2
Earn Points when you spend
Earn Points with every HSBC credit card purchase. Redeem your Points for gift cards, travel, cash, merchandise and more.1
Our latest offers
Amazon Shop with Points3
Unlock more savings this holiday season by linking your account to Amazon and using your points to pay for purchases. Whether you’re shopping for gifts or treating yourself, using points is an easy way to save while making the most of your holiday shopping. Don’t miss out on this exclusive perk - link your account today.
Priceless Surprises® holiday sweepstakes
Your next purchase could be a chance to win big.
Whether you're shopping for Thanksgiving groceries, buying gifts online, or gearing up for the holiday season, your purchases could turn into a chance to win. From October 1, 2024, through December 31, 2024, eligible purchases you make with your HSBC Credit Card could be an entry for a chance to win a grand prize trip and more.
Priceless® Experiences offer
Explore Delvaux’s flagship boutique on a private shopping tour in New York City
Discover the first luxury leather goods house in the world. During your private appointment, you'll be treated to champagne, Belgian chocolates, and you'll also receive an exclusive Delvaux NY Pouchette Kiss leather clutch, created exclusively for Mastercard cardholders and available nowhere else in the world.
home&Away
Welcome to home&Away, a unique program offering valuable benefits here and around the world. Enjoy a variety of offers from worldwide travel, shopping & unique experiences.
Holiday eGift card sale
Unwrap the magic of the holiday season with your HSBC Credit Card and turn your Points4 into gifts for family and friends. From November 1, 2024, through December 31, 2024, use fewer Points for select eGift cards on sale. Choose from a variety of merchants including AMC, Home Depot, Best Buy, Macys and more.
Travel rewards and benefits
Security screening statement credit
Speed up airport screening with a security screening statement credit of up to $85 towards Global Entry, TSA PreCheck, TSA PreCheck by CLEAR, or NEXUS once every 54 months using your HSBC Premier credit card.
Booking.com
Make the most of your travel. Get up to 7% off prepaid bookings for accommodation.
Mastercard Travel Rewards
Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.
Lyft
Take 3 rides, get a $5 Lyft App credit every month with your HSBC Credit Card.
Everyday Value
Instacart
Get 2 months of Instacart+ and $10 off your second order each month with your HSBC Premier Credit Card.
Peacock
New subscribers get $3 off Peacock Premium each month when they use their HSBC Premier credit card to subscribe. Stream new movies from theaters, hit series, exclusive originals, live sports, and more.
ShopRunner
Shop your favorite items and top deals all in one place. Plus, sign up for a complimentary ShopRunner membership to enjoy free 2-day shipping, exclusive discounts and more.
TV subscription streaming credit
Earn up to $60 in statement credits annually for your cable and streaming subscriptions. You will automatically receive up to $5 each month you pay for your streaming subscription using your Premier Credit Card.
Peace of mind
Cell Phone Coverage
Get reimbursed up to $600 per claim, if your cell phone is stolen or damaged.
ID Theft Protection
Get access to a number of Identity Theft resolution services, should you believe you are victim of Identify Theft.
Mastercard Global ServiceTM
Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.
HealthLock
Feel better knowing you’re not being overbilled. Get a complimentary HealthLock membership with a no-cost trial upgrade.
Purchase Assurance
Get coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1000 per claim.
Hotel and motel burglary insurance
Receive reimbursement for the cost of replacing or repairing items that have been stolen or damaged as the result of a burglary by forcible entry into your hotel or motel room.
Travel experiences and services
Priceless® Experiences
Enjoy hidden-gem experiences and special-access events virtually and worldwide.
Mastercard Travel & Lifestyle Services™
Get benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class companies across hotels, air travel, tours, cruises, car rentals and more.
Priceless® Golf
Play like never before, with priceless offers and global golf experiences.
ResortPass
Enjoy exclusive day passes to luxury resorts. Earn a $20 statement credit on your next ResortPass booking.
Important documents
Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.
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1. Certain restrictions, limits and exclusions may apply. Please see your HSBC Premier World credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details.
How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period.
All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.
You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.
2. Values are based on an example of total annual spend of $25,000 within specific Points categories and various card benefits. Value amounts will vary based on actual spend amount and types of purchases. Please refer to the HSBC Premier World Mastercard® credit card Rewards and Benefits brochure at us.hsbc.com/gtb-premier for more details.
3. Certain restrictions, limits and exclusions may apply. Please see HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details.
Customers with a physical U.S. address on their HSBC Credit Card and Amazon account can redeem Points through Amazon Shop with Points. Terms and conditions applicable to redeeming your HSBC Rewards Points through Amazon Shop with Points can be found at https://www.amazon.com/dp/B08TPVQ517
4. Certain restrictions, limits and exclusions may apply. Please see HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details.
HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.
Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.
Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.