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Premier credit card benefits

 

Explore every day lifestyle rewards and benefits with your HSBC Premier credit card.

 

 

premier credit card benefits

Get more from your credit card with our offers and benefits

By using your Premier credit card, you can take advantage of benefits worth over $1,200 in the first year and $600 per year thereafter.2

Earn Points when you spend

Earn Points with every HSBC credit card purchase. Redeem your Points for gift cards, travel, cash, merchandise and more.1

Our latest offers

Amazon Shop with Points3

Unlock more savings this holiday season by linking your account to Amazon and using your points to pay for purchases. Whether you’re shopping for gifts or treating yourself, using points is an easy way to save while making the most of your holiday shopping. Don’t miss out on this exclusive perk - link your account today.

Priceless Surprises® holiday sweepstakes

Your next purchase could be a chance to win big.

 

Whether you're shopping for Thanksgiving groceries, buying gifts online, or gearing up for the holiday season, your purchases could turn into a chance to win. From October 1, 2024, through December 31, 2024, eligible purchases you make with your HSBC Credit Card could be an entry for a chance to win a grand prize trip and more.

Priceless® Experiences offer

Explore Delvaux’s flagship boutique on a private shopping tour in New York City

Discover the first luxury leather goods house in the world. During your private appointment, you'll be treated to champagne, Belgian chocolates, and you'll also receive an exclusive Delvaux NY Pouchette Kiss leather clutch, created exclusively for Mastercard cardholders and available nowhere else in the world.

Get 50% extra Miles with Turkish Airlines

Transfer your HSBC Points to Turkish Airlines Miles&Smiles and get 50% extra Miles, December 1 through December 31, 2024.

Use Miles to book any available seat with Turkish Airlines and enjoy a privileged flight.

home&Away

Welcome to home&Away, a unique program offering valuable benefits here and around the world. Enjoy a variety of offers from worldwide travel, shopping & unique experiences.

Holiday eGift card sale

Unwrap the magic of the holiday season with your HSBC Credit Card and turn your Points4 into gifts for family and friends. From November 1, 2024, through December 31, 2024, use fewer Points for select eGift cards on sale. Choose from a variety of merchants including AMC, Home Depot, Best Buy, Macys and more.

Travel rewards and benefits

Security screening statement credit

Speed up airport screening with a security screening statement credit of up to $85 towards Global Entry, TSA PreCheck, TSA PreCheck by CLEAR, or NEXUS once every 54 months using your HSBC Premier credit card.

Booking.com

Make the most of your travel. Get up to 7% off prepaid bookings for accommodation.

Mastercard Travel Rewards

Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.

Lyft

Take 3 rides, get a $5 Lyft App credit every month with your HSBC Credit Card.

Everyday Value

Instacart

Get 2 months of Instacart+ and $10 off your second order each month with your HSBC Premier Credit Card.

Peacock

New subscribers get $3 off Peacock Premium each month when they use their HSBC Premier credit card to subscribe. Stream new movies from theaters, hit series, exclusive originals, live sports, and more.

ShopRunner

Shop your favorite items and top deals all in one place. Plus, sign up for a complimentary ShopRunner membership to enjoy free 2-day shipping, exclusive discounts and more.

TV subscription streaming credit

Earn up to $60 in statement credits annually for your cable and streaming subscriptions. You will automatically receive up to $5 each month you pay for your streaming subscription using your Premier Credit Card.

Peace of mind

Cell Phone Coverage

Get reimbursed up to $600 per claim, if your cell phone is stolen or damaged.

ID Theft Protection

Get access to a number of Identity Theft resolution services, should you believe you are victim of Identify Theft.

Mastercard Global ServiceTM

Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.

HealthLock

Feel better knowing you’re not being overbilled. Get a complimentary HealthLock membership with a no-cost trial upgrade.

Purchase Assurance

Get coverage for most new items purchased that are damaged or stolen within 90 days of the date of purchase, up to $1000 per claim.

Hotel and motel burglary insurance 

Receive reimbursement for the cost of replacing or repairing items that have been stolen or damaged as the result of a burglary by forcible entry into your hotel or motel room.

Travel experiences and services

Priceless® Experiences

Enjoy hidden-gem experiences and special-access events virtually and worldwide.

Mastercard Travel & Lifestyle Services™

Get benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class companies across hotels, air travel, tours, cruises, car rentals and more.

Priceless® Golf

Play like never before, with priceless offers and global golf experiences.

ResortPass

Enjoy exclusive day passes to luxury resorts. Earn a $20 statement credit on your next ResortPass booking.

Trip Cancellation Insurance

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason. 

Travel Accident Insurance

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

Mastercard Airport Concierge™

Your passport to the finer side of air travel. Enjoy a 15% savings on Airport Meet and Greet services. 

Lost or Damaged Luggage

Get reimbursed for checked or carry-on luggage that is lost or damaged while traveling on a common carrier - up to $1,500 per claim.

Coverage is limited to the actual cost, up to $1,500 per incident of repairing or replacing your checked and/or carry-on luggage and any personal property contained within. There is a maximum of two claim(s) per twelve month period.

MasterRentalTM Coverage

Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Premier Credit Card.

Important documents

Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.

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Reward yourself, or someone special today.
Find the answers to customer service questions about your account, online banking, security, and more.

1. Certain restrictions, limits and exclusions may apply. Please see your HSBC Premier World credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details.

How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period.

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

2. Values are based on an example of total annual spend of $25,000 within specific Points categories and various card benefits. Value amounts will vary based on actual spend amount and types of purchases. Please refer to the HSBC Premier World Mastercard® credit card Rewards and Benefits brochure at us.hsbc.com/gtb-premier for more details.

3. Certain restrictions, limits and exclusions may apply. Please see HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details. 

Customers with a physical U.S. address on their HSBC Credit Card and Amazon account can redeem Points through Amazon Shop with Points. Terms and conditions applicable to redeeming your HSBC Rewards Points through Amazon Shop with Points can be found at https://www.amazon.com/dp/B08TPVQ517

4. Certain restrictions, limits and exclusions may apply. Please see HSBC Premier World Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details. 

HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

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