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Elite credit card benefits

Explore our richest rewards and benefits with your HSBC Elite credit card.
elite credit card benefits

Get more from your credit card with our offers and benefits

By using your Elite credit card, you can enjoy benefits worth over $2,900 in the first year and $2,000 annually thereafter.2

Earn Points when you spend

Earn Points with every HSBC credit card purchase. Redeem your Points for gift cards, travel, cash, merchandise and more.1

Our latest offers

Amazon Shop with Points3

Unlock more savings this holiday season by linking your account to Amazon and using your points to pay for purchases. Whether you’re shopping for gifts or treating yourself, using points is an easy way to save while making the most of your holiday shopping. Don’t miss out on this exclusive perk - link your account today.

Priceless Surprises® holiday sweepstakes

Your next purchase could be a chance to win big.

 

Whether you're shopping for Thanksgiving groceries, buying gifts online, or gearing up for the holiday season, your purchases could turn into a chance to win. From October 1, 2024, through December 31, 2024, eligible purchases you make with your HSBC Credit Card could be an entry for a chance to win a grand prize trip and more.

Priceless® Experiences offer

Explore Delvaux’s flagship boutique on a private shopping tour in New York City
 

Discover the first luxury leather goods house in the world. During your private appointment, you'll be treated to champagne, Belgian chocolates, and you'll also receive an exclusive Delvaux NY Pouchette Kiss leather clutch, created exclusively for Mastercard cardholders and available nowhere else in the world.

Get 25% bonus Avios when you transfer your Points

Transfer your Points to Avios through Rewards for Miles and receive 25% bonus Avios October 1, 2024 through November 14, 2024. Avios is the reward currency for British Airways Executive Club, AerClub and Iberia Plus programs.

You can transfer any number of Points you have available and redeem on reward flights, cabin upgrades, hotels and more.

home&Away

Welcome to home&Away, a unique program offering valuable benefits here and around the world. Enjoy a variety of offers from worldwide travel, shopping & unique experiences.

Holiday eGift card sale

Unwrap the magic of the holiday season with your HSBC Credit Card and turn your Points4 into gifts for family and friends. From November 1, 2024, through December 31, 2024, use fewer Points for select eGift cards on sale. Choose from a variety of merchants including AMC, Home Depot, Best Buy, Macys and more.

Travel rewards and benefits

HSBC Travel Credit

Earn up to $400 per year for all airfare, hotels and car rentals booked through HSBC Travel powered by Priceline®

Security screening statement credit

Speed up airport screening with a Trusted Traveler or CLEAR credit of up to $120 towards one of the following: CLEAR, Global Entry, TSA PreCheck, or NEXUS application fees, once every 54 months using your HSBC Elite credit card.

Rideshare credit

Earn up to $120 in statement credits annually on taxis, cabs and rideshare. You will automatically receive up to $10 each month you pay for your rideshare using your Elite Credit Card.

Unlimited Lounge Access

You and 2 guests get complimentary, unlimited access to more than 1,500 airport lounges provided by Priority Pass™.

ResortPass

Enjoy exclusive day passes to luxury resorts. Earn a $30 statement credit on your next ResortPass booking.

Booking.com

Make the most of your travel. Get up to 7% off prepaid bookings for accommodation.

Lyft

Take 3 rides, get a $5 Lyft app credit every month. Also, get 10% off scheduled Lyft rides to any U.S. airport using your HSBC Elite Credit Card.

Everyday Value

Instacart

Get 2 months of Instacart+ and $10 off your second order each month with your HSBC Elite Credit Card.

Peacock

New subscribers get $3 off Peacock Premium or $5 off Peacock Premium Plus each month when they use their HSBC Elite credit card to subscribe. Stream new movies from theaters, hit series, exclusive originals, live sports, and more.

Alo Moves

Get 50% off your Alo Moves membership, plus 300 bonus points to Alo Access, Alo Yoga’s loyalty program.

ShopRunner

Shop your favorite items and top deals all in one place. Plus, sign up for a complimentary ShopRunner membership to enjoy free 2-day shipping, exclusive discounts and more.

Get more from your card

Cell Phone Coverage

Get reimbursed up to $800 per claim, if your cell phone is stolen or damaged.

Mastercard Travel Rewards

Get exclusive offers from top brands in over 15 countries outside the U.S. including France, Hong Kong, U.K. and more when you use your HSBC Elite or Premier Credit Card.

HealthLock

Feel better knowing you’re not being overbilled. Get a complimentary HealthLock membership with a no-cost trial upgrade.

Enhanced Experiences

Priceless® Experiences

Enjoy hidden-gem experiences and special-access events virtually and worldwide.

Priceless® Golf

Play like never before, with priceless offers and global golf experiences.

Concierge Service

A personal assistant ready to help 24/7, worldwide.

Mastercard Travel & Lifestyle Services™

Get benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class companies across hotels, air travel, tours, cruises, car rentals and more.

MasterRental™ Coverage

 

Receive coverage on most rental vehicles when you rent for 31 consecutive days or less with your HSBC Elite Credit Card.

Travel Medical Insurance

 

If you have a medical emergency away from home, Travel Services Medical Protection Insurance can help you get the best care.

Travel Accident Insurance

Receive accidental death or dismemberment insurance coverage up to $1 million when travelling.

Trip Cancellation Insurance

Pays a benefit of up to $1,500 per insured person in the event your trip is cancelled for a covered reason. 

Important documents

Please note: This Cardmember Agreement contains the Terms & Conditions for all HSBC consumer credit card products. For information about your credit card account pricing and fees, contact us via Live Chat at or call the number located on the back of your card.

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Reward yourself, or someone special today.
Find the answers to customer service questions about your account, online banking, security, and more.

1. Certain restrictions, limits and exclusions apply. See your HSBC Elite World Elite Mastercard Guide to Benefits brochure for more information.

How Points are earned: You earn Points when you use your card to make new purchases (minus returns, credits and adjustments). Rewards Points earn rate applies after any introductory period.

All Reward option items are subject to limited availability and to the terms, conditions and restrictions imposed by suppliers. New items may replace selections, and certain items may be discontinued at any time, without advance notice. When necessary, HSBC Bank USA, N.A. may substitute a Reward of equal or greater value without advance notice. The customer will be notified of such a change when ordering. Redemption levels, Point values and availability are subject to change without prior notice.

You can receive Cash Back redemptions as a direct deposit or as a statement credit to your HSBC Elite World Elite credit card. If you select Cash Back as a direct deposit, only HSBC Bank USA, N.A. consumer checking and savings accounts in your name alone or as a joint accountholder are eligible.

2. Values are based on an example of total annual spend of $55,000 within specific Points categories and various card benefits. Value amounts will vary based on actual spend amount and types of purchases. Please refer to the HSBC Elite World Elite Mastercard® credit card Rewards and Benefits brochure at us.hsbc.com/gtb-elite/ for more details.

3. Certain restrictions, limits and exclusions may apply. Please see HSBC Elite World Elite Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details. 

Customers with a physical U.S. address on their HSBC Credit Card and Amazon account can redeem Points through Amazon Shop with Points. Terms and conditions applicable to redeeming your HSBC Rewards Points through Amazon Shop with Points can be found at https://www.amazon.com/dp/B08TPVQ517

4. Certain restrictions, limits and exclusions may apply. Please see HSBC Elite World Elite Mastercard® credit card Rewards & Benefits and Mastercard Guide to Benefits brochure for details. 

HSBC credit cards are issued by HSBC Bank USA, N.A., subject to credit approval and requires a U.S. HSBC checking account relationship. To learn more, speak with an HSBC representative.

Deposit products offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

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