Top of main content

Premier credit card Rewards Program

Earn Points on purchases and redeem at Amazon, receive cash back, get merchandise, gift cards, travel rewards and more.

Your Premier Rewards Program

How you earn your Points:[@earningpointspremier]

  • Earn 3x Points on gas and groceries
  • Earn 2x Points on travel purchases, including airline, hotel and rental cars
  • Earn 1x Points on all other purchases

How to use your Points

  • Book flights, hotels, and car rentals on HSBC Travel, powered by PricelineTM[@premier-restrictions-limits-exclusions-short]
  • Pay for everyday purchases at Amazon.com[@amazon]
  • Get cash back[@cashback] via statement credits or direct deposit to an HSBC checking or savings account
  • Pay for your annual fee or eligible purchases with Pay with Rewards®[@pay-with-rewards]
  • Choose merchandise, gift cards and eGift cards from hundreds of your favorite premium brands[@premier-restrictions-limits-exclusions-short]

Reward yourself, or someone special today.

Visit the rewards site for more information on merchandise, gift cards and travel benefits you can receive through your rewards.

How your Points could add up

Use your HSBC Premier credit card to earn Points on eligible purchases, then redeem them for a reward of your choice.

How to earn Points:
Category Annual spend Reward Points
Gas (3x Points) $1,000 3,000
Groceries (3x Points) $1,700 5,100
Travel (2x Points) $4,300 8,600
Everything else (1x Points) $18,000 18,000
Total  $25,000 34,700
How to earn Points:
Category Gas (3x Points)
Annual spend $1,000
Reward Points 3,000
Category Groceries (3x Points)
Annual spend $1,700
Reward Points 5,100
Category Travel (2x Points)
Annual spend $4,300
Reward Points 8,600
Category Everything else (1x Points)
Annual spend $18,000
Reward Points 18,000
Category Total 
Annual spend $25,000
Reward Points 34,700

How much could my Points be worth?

Annually, 34,700 Points could be redeemed for:

  • $347 cash back
  • $347 in eGift cards
  • $433.75 travel booked with HSBC Travel

These values are based on an example of a total annual spend of $25,000 within the specific Points categories listed, illustrating potential Point earnings and redemption values. Value amounts will vary based on actual spend amount and types of purchases.

How to redeem your Points online

It's easy to check your balance and redeem your Points online:

  1. Log on to online banking.
  2. Select your credit card from the account summary screen.
  3. Select 'Manage' on the right side of the screen, then select 'View and redeem rewards' and you’ll launch the HSBC Rewards Program website. Your Points balance will be displayed on the screen.
  4. Browse rewards by choosing a category from the menu.
  5. Follow the instructions provided to redeem your Points.

You might be interested in

Reward yourself, or someone special today.
All of your Premier benefits in one place and how to use them.
Enjoy a competitive range of rewards and benefits that complement your lifestyle.
Activate a card, report it lost or stolen, make a payment, view a statement, or request a credit limit increase.

Additional information

    HSBC credit cards are issued by HSBC Bank USA, N.A.

    Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

    Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

    We're here to help you. Find the answers and while you're at it, tell us how we could do better.