Kristofer Pogorzelski
Mortgage Consultant NMLS ID: 410128
With over 16 years of experience at HSBC Kristofer is a Producing Sales Manager located in New Jersey, and supports our New Jersey and New York locations. Kris specializes in portfolio lending, assisting both domestic and international borrowers, with or without traditional US Credit, here in the US, as well as traditional, conventional programs, and Home Equity Lines of Credit. Kristofer can be reached by cell phone at 973.920.3132.
Areas Covered/Languages
- New Jersey and New York
- Other languages: Polish
Specialties/Awards
- Lending for International and non-traditional credit borrowers
- Winner of the HSBC Gold Heart award multiple times
- Premier Leadership Club Award
- NJ Mortgage Consultant of the Year
Education/Associations
- +16 years’ experience in retail mortgage sales
1 Final mortgage approval is subject to receipt of a satisfactory purchase contract by commitment expiration date, satisfactory appraisal and title report and completion of all conditions stated in your commitment letter.
2 To be eligible for an HSBC Home Equity Line of Choice you must have a U.S. Premier relationship. For a complete list of HSBC Premier Relationship eligibility requirements, please visit https://www.us.hsbc.com/premier or speak with your Relationship Manager.
If you are a service member on active duty looking to refinance your mortgage loan, please consult your legal advisor regarding whether your existing mortgage loan is eligible for benefits under the Servicemembers Civil Relief Act and how a refinance may impact those benefits.
Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.
All mortgage purchase, refinance and home equity line of credit product materials are only available in English. All negotiations for these products will only take place in English.