Facing the Future
HSBC’s The Power of Protection is an independent consumer research study into global protection needs and trends
1 in 3 Americans believe they need life insurance.*
At HSBC, we identify your priorities and assess your finances to help guide you on the right path when protecting your future. Speak with a Wealth Relationship Manager today to discuss what insurance needs you might have.
1. Identify your priorities
17%
of people say their family’s health and wellbeing is the most important thing to them for the future.
2. Assess your finances
43%
of people supporting someone financially feel they themselves are just about managing or not managing at all well.
3. Plan for the whole family
80%
of people supporting someone financially say their family would not manage well if they had to significantly reduce their support to them.
4. Talk about the future
85%
of people who are supporting someone yet managing well financially have had a conversation about their long-term financial security should something happen to them.
Reproduced with permission from The Power of Protection, Facing the future, published in 2017 by HSBC Holdings plc.
Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.
Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.
All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.
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Environmental, Social & Governance (“ESG”) and Sustainable Investing (“SI”)
HSBC Securities (USA) Inc. (“HSI”) does not provide recommendations or advice on any products based on ESG or SI considerations except in certain discretionary solutions or based on HSBC Group’s* policies. Customers can purchase ESG/SI related products on our platform on a self-directed basis. For our general ESG/SI disclosure, click Disclosures- HSBC. Information about HSBC Group’s approach to Sustainability can be found at Our climate strategy | HSBC Holdings plc.
*HSBC Group refers to HSBC’s global affiliates.