Policies to give you peace of mind
Help make sure your family is protected with our range of life insurance options. Whether you need term or permanent insurance, fixed or flexible, we'll help you find the right coverage for you.
Key benefits
Our range of life insurance products
Term life insurance
Help protect your family and your wealth from financial setbacks.
Whole life insurance
Provides the security of coverage throughout your lifetime and a death benefit for your heirs.
Variable universal life insurance
Provides permanent protection with the potential to build cash value through a variety of asset allocation options.
Guaranteed universal life insurance
The flexibility to choose the amount of protection best suited to your family.
Helpful resources
Insurance terminology
If you're considering insurance, it helps to understand the types of policies, what they cover, and the most common terms.
Protect what matters
Find the right approach to protecting your family against risk and discover what to look for in insurance policies.
Protecting your loved ones
Get added reassurance that your loved ones will be looked after when you’re gone with a range of financial options.
Get started with life insurance
Email us
Our licensed insurance specialists can conduct a thorough needs analysis to help you determine what type of life insurance is right for you.
Talk to us
If you’re an HSBC Premier client, log on to online banking to schedule an appointment with your Wealth Relationship Manager, or call:
If you're an HSBC Private Banking client, call:
Monday through Friday, 8:30am to 5pm Eastern Time
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Disclaimers
Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.
Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.
All decisions regarding the tax implications of your investment(s) should be made in connection with your independent tax advisor.
Research backgrounds of brokers and firms for free by visiting FINRA's BrokerCheck website.
Environmental, Social & Governance (“ESG”) and Sustainable Investing (“SI”)
HSBC Securities (USA) Inc. (“HSI”) does not provide recommendations or advice on any products based on ESG or SI considerations except in certain discretionary solutions or based on HSBC Group’s* policies. Customers can purchase ESG/SI related products on our platform on a self-directed basis. For our general ESG/SI disclosure, click Disclosures- HSBC. Information about HSBC Group’s approach to Sustainability can be found at Our climate strategy | HSBC Holdings plc.
*HSBC Group refers to HSBC’s global affiliates.