Selecting HSBC Insurance Agency (USA) Inc. for your full-service insurance needs can provide you and your financial strategy with a host of benefits. Our personalized support from a licensed, qualified specialist provides products that can help you meet your goals and needs. Your HSBC Wealth Relationship Manager can help you create an insurance package that is part of a comprehensive financial strategy.
Our holistic approach
You can rely on the specialists at HSBC Insurance Agency (USA) Inc. Our goal is to simplify the process of choosing the right insurance. As your life evolves, so will your insurance needs. We consult with you to make sure we understand all of your needs.
We will work with you to identify coverage that is appropriate for each phase of your life with our holistic life-cycle planning. Our philosophy is to help you:
- Think long-term. No single insurance policy can meet all of your protection needs throughout the different phases of your life. In one phase, you may want maximum coverage at affordable cost. Consider how your needs will change over time and how your insurance can work as part of a larger financial strategy
- Determine your risk profile. If permanent life insurance products such as universal or variable life would support your financial goals, consider the types of investments that suit your ability to assume risk
- Outline your objectives. What do you want your insurance to help protect? Do your goals include protection of your assets, tax advantages, estate preservation, or education planning? How does insurance fit within your overall wealth management strategy and financial portfolio?
- Select from top-quality products. We continually evaluate a variety of insurance options from leading carriers who have received top-tier ratings. Our broad access and well-established relationships enable us to offer a wide range of quality coverage choices and cost-effective solutions. We'll help you decide how much and what kind of coverage aligns to your needs.
How to get started: A conversation with one of our HSBC Wealth Relationship Managers can help you decide what coverage is best to help meet your individual needs.
Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.
Investments, Annuity and Insurance Products: Are not a deposit or other obligation of the bank or any of its affiliates; Not FDIC insured or insured by any federal government agency; Not guaranteed by the bank or any of its affiliates; and subject to investment risk, including possible loss of principal invested.
All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.
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Environmental, Social & Governance (“ESG”) and Sustainable Investing (“SI”)
HSBC Securities (USA) Inc. (“HSI”) does not provide recommendations or advice on any products based on ESG or SI considerations except in certain discretionary solutions or based on HSBC Group’s* policies. Customers can purchase ESG/SI related products on our platform on a self-directed basis. For our general ESG/SI disclosure, click Disclosures- HSBC. Information about HSBC Group’s approach to Sustainability can be found at Our climate strategy | HSBC Holdings plc.
*HSBC Group refers to HSBC’s global affiliates.