Simple, secure banking to support both students and their parents
If you're planning to study in the States, HSBC has plenty of helpful resources to help you manage your student finances. Explore our tools, credit cards and accounts designed to support your educational journey.
Guides to studying in the U.S.
Resources and advice to support your educational journey in the U.S.
Guide to studying in the U.S.
Everything you need to know about studying in the U.S. as an international student.
How banking works in the U.S.
Get your head around some U.S. financial terms and services, so you can make the most of your finances.
Key benefits of HSBC international banking
- Enjoy easier payments with an international checking accountFootnote link 1Footnote link 1We can set up banking services for students before they arrive in the U.S.Footnote link 2 to help make it easier to pay for tuition fees, housing and other expenses.
- Build a U.S. credit score with a credit cardMake purchases and on-time payments with a credit card like our HSBC Premier and Elite cards to build a U.S. credit score - all while earning unlimited rewards.
- Move foreign currency between accountsThrough our unique Global View Global Transfers feature, parents and students can easily manage money between countries while studying abroad.Footnote link 3
- Enjoy a relocation packageGet complimentary 12-month access to a wide range of relocation benefits, including a free 30-day SIM card, car rental discounts and exclusive pricing on premium services.Footnote link 4
Explore our range of products
HSBC Premier checking
Make the most of life, no matter where you are now or where you’re going next.
Get started by opening an HSBC Premier U.S. account
If you’re newly arrived in the States, we can help you open an HSBC Premier U.S. account here.
If you’ve just arrived in the States, we can help you open an account back in your home country so you can make full use of our international services.
You might also be interested in
New to U.S. Services program
A wide range of relocation benefits to help you settle into your new life. Complimentary, for 12 months.
Worldwide banking
View all your global accounts in one place online and instantly move money between them, fee-freeFootnote link 3.
Additional information
To qualify for an HSBC Premier relationship, you need to open an HSBC Premier checking account and meet one of the following requirements. A monthly maintenance feeFootnote link 5 of $50 will be incurred if at least one of these requirements is not maintained. Refer to your ‘HSBC Premier Terms and Charges Disclosure’ for full details.
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investmentFootnote link 6 accounts; OR
- Monthly recurring direct depositsFootnote link 7 totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included
- Consumers who maintain Private Bank statusFootnote link 8
- International account opening is not available in all countries and is subject to approval based on local regulations and policies of country or application.
- Global View and Global Transfers are only available for HSBC Premier and existing HSBC Advance clients and are not available in all countries. Foreign currency exchange rates and local country limitations may apply. Check with your destination country for limitation information. Transfers from HSBC accounts from outside the U.S. may be subject to transfer fees. Online banking is required to access Global View and Global Transfers. Access to U.S. online banking through Global View from outside the U.S. may be limited.
- Service available for HSBC U.S. Premier checking account clients who have recently moved to the U.S. To be eligible for the New to U.S. Services Program, the HSBC client must have arrived in the U.S. from March 1, 2025, through and including February 28, 2026. Eligible clients must activate their service membership using the instructions in the Terms of Service within 12 months of moving to the US. Approved clients will receive 12-month complimentary access to New to U.S. Services, beginning from the date of activation. The activation codes are for the personal use of eligible clients only and may not be shared. Additional restrictions may apply. For full terms and conditions please visit: New to U.S. Services l HSBC Bank US.
- You will not be charged a Monthly Maintenance Fee for the calendar month in which you open your account and the following 3 calendar months (together, the “Waiver Period”), whether you meet the qualifying criteria or not. If immediately after the “Waiver Period”, you have not met one of the HSBC Premier qualification criteria and your HSBC Premier checking account is charged 3 consecutive Monthly Maintenance Fees, your account will be closed. In addition, any other checking, savings, credit card and Global Money Accounts that you own will be closed, unless you (or a joint account holder on those accounts) hold a different HSBC Premier checking account.
- Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSBC Securities), member NYSE/FINRA/SIPC. HSBC Securities is an affiliate of HSBC Bank USA, N.A.
- Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, Social Security, or other regular monthly income) deposited through the Automated Clearing House (ACH) network to this account by your employer or an outside agency (please check with your employer or outside agency to determine if they use the ACH network). Direct deposits that do not qualify include but are not limited to transfers from one account to another, mobile deposits, or deposits made at a Wealth Center or ATM.
- To become an HSBC Private Bank customer, you must be invited and reviewed on an individual basis. See your Relationship Manager for details.