Wealth transfers

Moving money between your HSBC Bank and HSI Brokerage accounts

Transfer money quickly, easily and securely between your HSBC Bank USA N.A. (“HSBC Bank”) and HSBC Securities (USA) Inc. (“HSI”) accounts. Find out how, using HSBC Bank online banking.

Transferring money between my HSBC Bank and HSI Brokerage accounts

You can use HSBC Bank online banking to transfer available cash positions between your eligible HSI Brokerage accounts and HSBC Bank Checking or Savings accounts. Some limitations may apply.

Before you get started, you’ll need:

an eligible HSI Brokerage account
a like titled HSBC Bank checking or savings account (name or names on the deposit and brokerage accounts match)
standing instructions between the accounts the funds are being transferred to and from

Transfers made before 2pm ET will be processed the same business day. Any transfers initiated after 2pm ET will be completed the following business day.

To add standing instructions between existing HSBC Bank accounts and HSI Brokerage accounts, call the Wealth Services Desk at 800.662.3343 between 8am-6pm ET Monday through Friday and if you are outside the US or Canada: 847.876.1574.

1. Log on

On online banking, go to 'Useful links' and select 'Transfers'.

2. Select accounts

Choose the HSBC Deposit account or HSI Brokerage account you want to transfer from, and the account you want to transfer the money to.

3. Enter amount

Enter the amount you want to transfer and select 'Continue'. Then follow the on-screen instructions.

Frequently asked questions

You'll see a green "Transfer request received" banner displayed on top of your transfer confirmation screen.

For transfers initiated prior to 2pm Eastern Time, there are several ways to view the transaction.

Your Deposit account will reflect the transfer details after 2pm, same day. You can log on to online banking and select the account you transferred funds from. Once fully processed, the transaction will reflect in the 'Activity' details.

Your HSI Brokerage account will reflect the transaction after 2pm, same day. In order to view the details, log on to online banking, select your HSI Brokerage account, click on 'Manage', select 'Go To Brokerage Account' to open your Portfolio and Transactions.

Transfers completed on a business day after 2pm Eastern Time or on a Saturday, Sunday, NYSE® or federal holiday will be processed on the next business day.

Wealth transfers are only available as one-time immediate transfers and cannot be scheduled as recurring or for a future date.

Transfers will process as follows:
Date of wealth transfer request:	Date wealth transfer will be made:
On a day other than a business day.	Transaction will post the next business day after the transfer is requested.
On a business day - before approximately 2pm Eastern Time.	Same business day that the transfer is requested.
On a business day - after approximately 2pm Eastern Time.	Transaction will post the next Business Day after the transfer is requested.

Transfers will process as follows:
Date of wealth transfer request:	On a day other than a business day.
Date wealth transfer will be made:	Transaction will post the next business day after the transfer is requested.

Date of wealth transfer request:	On a business day - before approximately 2pm Eastern Time.
Date wealth transfer will be made:	Same business day that the transfer is requested.

Date of wealth transfer request:	On a business day - after approximately 2pm Eastern Time.
Date wealth transfer will be made:	Transaction will post the next Business Day after the transfer is requested.

Get started

Log on to online banking to make a transfer.

Log on

Bank to bank transfers

Easily move money between your HSBC accounts and other U.S. financial institutions – including banks and credit unions.

Bill payments

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Make real-time payments

Send payments using your HSBC checking or savings account in seconds and the funds will be debited in real time.

Additional information

Accounts eligible for sending and receiving these transfers include all HSBC Checking and Deposit accounts, except for Certificates of Deposit (CDs), Foreign Currency accounts, Term Deposit accounts, Trust accounts, Corporate accounts. In addition, HSI IRA accounts are not eligible to send or receive these transfers.

Transfers from a Joint Brokerage account to an Individual Deposit account are not permitted.

Transfers may require additional review or approval. Funds availability and posting may be delayed if additional information is required.

Please check your transfer details carefully before confirming.

Please note, your cash balance from your HSBC Securities account must have sufficient funds to complete the transfer. *Available Margin balances may not be transferred.

Investment, annuities, and variable life insurance products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE / FINRA / SIPC. In California, HSI conducts insurance business as HSBC Securities Insurance Services. License #: OE67746. HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term life, and other types of insurance are offered by HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may vary by state and are not available in all states. California license #: OD36843.

Investments, Annuity and Insurance Products:
ARE NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK OR ANY OF ITS AFFILIATES	ARE NOT FDIC INSURED	ARE NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY	ARE NOT GUARANTEED BY THE BANK OR ANY OF ITS AFFILIATES	MAY LOSE VALUE

All decisions regarding the tax implications of your investment(s) should be made in consultation with your independent tax advisor.

United States persons are subject to U.S. taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their U.S. and non-U.S. accounts. U.S. persons should consult a tax advisor for more information.

Research backgrounds of brokers and firms for free by visiting FINRA's Broker Check.

Wealth transfers

Moving money between your HSBC Bank and HSI Brokerage accounts

Transferring money between my HSBC Bank and HSI Brokerage accounts

Making the transfer

1. Log on

2. Select accounts

3. Enter amount

Frequently asked questions

How will I know when a wealth transfer has been received?

How will I know when a wealth transfer is complete?

How long does a wealth transfer take?

Get started

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