A special offer - just for friends and family

Open an HSBC Premier checking account and earn up to $2,500.

Get a referral code from a friend or family member and earn up to $2,500[@sharetheexpvalidity]

Whether you’re new to the country or you've called the U.S. home for a while, now is the perfect time to open an HSBC Premier[@premiereligibility] checking account. You'll enjoy access to Premier privileges and preferred rates for your family. Live, work and travel with HSBC Premier status around the world. Plus, courtesy of this exclusive friends and family offer, you can pocket a one-time bonus of up to $2,500, just for opening a qualifying account and meet other qualifying criteria. Offer valid from July 1, 2026 through December 31, 2026.

How to qualify

For a limited time, take advantage of our Share the Experience offer by opening a new HSBC Premier checking account with qualifying activities.

Open your new HSBC Premier checking using this offer page, your friend's name and referral code by December 31 2026; AND
Meet qualifying balance (listed below) in deposit and/or eligible investment accounts within 30 calendar days of account opening and maintain the Qualifying Balance for 3 full calendar months after account opening. The date of account opening is considered day one for these purposes
The new account bonus is $1,500 for a New Account with Qualifying Balances of $100,000.00-$249,999.99 in deposit and/or eligible investment accounts OR $2,500 for a New Account with Qualifying Balances in deposit and/or eligible investment accounts of $250,000.00 or more
If all offer requirements are met, the New Account bonus will be deposited to the New Account within 8 weeks from the date the New Account is fully qualified

How to apply

If you've lived in the U.S. for at least one year and meet the following:

18 years old and have a Social Security Number
U.S. mobile number
Current U.S. residential address

Apply online This link will open in a new window

If you're an international customer, have lived in the U.S. for less than one year and meet the following:

18 years old
Have a valid U.S. tax certification document as of the date of account opening
Current U.S. residential address

Request a call back This link will open in a new window

Here's what you get with HSBC Premier checking account

Premium banking with no HSBC fees on everyday transactions[@no-fees-on-banking-transactions], no hassle and no borders. Enjoy access to Premier privileges and preferred rates for your family. Live, work and travel with HSBC Premier status around the world.

Additional information

For clients located outside of the U.S. - Our products and services are not specifically directed at individuals located in the European Union. Our U.S. representatives, as well as our public website, us.hsbc.com, provide products and services governed by U.S. laws and regulations. Our products and services, as well as their specific terms and conditions, are subject to change and may not be available in all territories or to all customers. If your product requires a contract, application, disclosure, or other document/video to be signed, such document(s)/video(s) will be deemed executed in the U.S. and only acted upon after you have signed them and they have been received by HSBC in the U.S. If you are not located in the U.S., the laws and regulations of your country of residence could affect the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a US resident, please read the specific cross-border product and service disclaimers, which are available on the Cross Border Disclosure page of our public website at us.hsbc.com/crossborder.

Mortgage and home borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be canceled or are subject to change at any time and cannot be combined with any other offer or discount. Equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.