Earn our best savings rate for an Introductory Period
When you open a Premier Relationship Savings account and link it to an eligible Premier checking account, you'll automatically get the Relationship APY for the rest of the month and the following 3 months.
To keep earning the Relationship APY after the Introductory Period ends, simply meet at least 1 of the qualification criteria below every month[@relapypremrelsave], starting from the last month of the Introductory Period. If you qualify during the month, you’ll get the Relationship APY the following month. If not, you'll receive the Standard APY the following month.
- Spend a total of $500 or more in purchases or payments using your HSBC debit cards.
- Pay a total of $500 or more from your linked HSBC Premier checking account to your HSBC credit cards.
- Receive a total of $5,000 or more in qualifying direct deposits from a third party to your linked HSBC Premier checking account.
You can also qualify by holding a U.S. mortgage serviced by HSBC or maintain HSBC Premier Elite status.
Annual Percentage Yields (APYs)[@apyvariableps]
Standard APY (minimum balance: $1)
0.05% APY
Relationship APY (minimum balance: $1)
3.85% APY
Things to know
Here's what you get with an HSBC Premier Relationship Savings account:
- Earn: always earn our best savings rate as long as you continue to meet at least one of the qualification criteria each month.
- Save safely: your money is FDIC insured to the maximum permitted by law.
- Move money: easily transfer money domestically and internationally with our mobile and online banking.
- Build your relationship: your savings balance counts toward your monthly minimum HSBC Premier balance requirement.
What you'll need to apply
To open a Premier Relationship Savings account you must be an HSBC Premier client with a new or existing HSBC Premier[@premiereligibility] checking account and:
- Be at least 18 years of age
- Provide account information for funding your new account if you want to fund from outside HSBC
If you apply for a Premier Relationship Savings account but don't already have a Premier checking account, we'll redirect you towards a page where you can apply for one.
By proceeding with the application you are accepting the terms and agree you can meet these requirements.
Apply for an HSBC Premier Relationship Savings account
Already an HSBC U.S. customer?
Apply this way if you're already an HSBC customer and are applying for a sole account.
New to HSBC?
You'll need an HSBC Premier checking account before you can apply for a Premier Relationship Savings account.
Apply for a joint account
If you want to apply for a joint Premier Relationship Savings account, or don't meet the criteria to apply online, please leave your details and we'll call you back to help with your application.